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Som Stability

Give credit where it’s due

The inequality is clear: While only 1 in 19 white Americans has a credit score of 620 or lower – a level considered high-risk by most lenders – 1 in 5 black Americans have one.The reasons for these disparities are complex, but they stem…

What is an emergency loan?

Bankrate's latest 2021 emergency savings survey found that 51% of Americans don't have enough money saved to cover three months of expenses. The same survey found that one in four respondents had no emergency savings, leaving them…

The easiest loans to get

You can get approved for some loans, such as emergency loans, payday loans, and bad credit or no credit check loans, even if you don't have the best credit or a stable income. They can provide you with the funds you need to pay for any…